How other health insurance may affect eligibility for Medical Assistance or MinnesotaCare

• You may qualify for Medical Assistance (MA) even if you have other health insurance.
• You cannot qualify for MinnesotaCare if you can get or are enrolled in certain types of coverage. You must apply to see if you qualify. 

If you have Medicare, please see "Can I qualify if I am enrolled in Medicare?" below.

MA may pay your premium. We will look at the policy and decide if MA will pay the premium so you can keep the insurance.

If you did not enroll in your employer’s insurance, this may affect whether you qualify for coverage through MHCP. We will ask you or your employer about the insurance and let you know if not enrolling affects your eligibility.

• You may qualify for MA even if you have Medicare coverage. You may qualify for MA to pay for services that Medicare does not cover. There are also special programs to help pay your Medicare costs, such as premiums, deductibles and copays. 
• You cannot qualify for MinnesotaCare if you are enrolled or can enroll in Medicare.

You can qualify for MA even if you have LTC insurance. If you get long-term care services at home or in a facility like a nursing home, the cost will be shared by your LTC insurance and MA.

Call your county or tribal office for more information.

LTC Partnership insurance must meet certain state rules. If you are enrolled in a qualified Partnership policy and apply for MA, you may be able to keep assets equal to the amount that your Partnership insurance has paid for your long-term care. These assets will not count toward the MA asset limit and will not be claimed in estate recovery. 

Call your county or tribal office for more information.

• County and tribal offices
• MinnesotaCare office 
• MHCP Member Help Desk